About Snipcart
Büt Camp, Inc. selected Snipcart as their primary shopping cart platform. We appreciated that it was merchant agnostic, and could interface with the most well known e-commerce merchants out there like Braintree, Stripe, PayPal, Google Pay, Apple Pay and more. The merchants themselves all offer easy HTML and Javascript snippets and APIs to tie back to their merchant accounts. BCI was concerned about vendor lock-in and wanted to make sure our shopping cart experience didn’t have to change if our credit card processing merchant did.
Snipcart is chiefly a payment gateway. This means Snipcart acts as like a point-of-sale terminal. The credit card information entered is never stored by Snipcart, and more importantly never stored by Büt Camp, Inc. A payment processor, for example Braintree, does store the credit card information in a vault. But Braintree like other processors are Level 1 PCI compliant.
Payment Card Industry Data Security Standard (PCI DSS) is not a law. Rather, it is a set of industry security standards to ensure any company that accepts or processes credit cards does so with the utmost security available. As a company that would accept credit cards, BCI will also need to be PCI compliant, but likely a Level 4, for those merchants have lower processing transactions per year. Because BCI will also not be storing card data on their servers, our compliance is easily determined each year by a few questions answered and submitted to our processor for their records.